What is a loan consultant and what do they do?

Discover what a loan-to-value ratio is and how the LTV ratio is calculated. Learn how lenders use it to assess mortgage risk, home equity, and PMI requirements. Read more

Learn what a nonconforming loan is, how it differs from conforming loans, pros/cons, jumbo and government-backed options, and credit and DTI requirements. Read more

Here we explain where and when you’ll be likely to pay property tax and insurance charges as part of your closing costs for a loan refinance. Read more