My employer's operations have changed — are there alternatives to verbal employment verification?

Understand what owner-occupied means on a mortgage, why it matters to lenders, and how it could affect your loan options, interest rates, and approval terms. Read more

Understand the difference between a conforming loan vs a conventional, including how loan limits, lenders, and jumbo loans factor into your mortgage options. Read more

What does a down payment mean in real estate? Understand how this cost shapes a loan, PMI, and monthly payments, and see how loan programs impact requirements. Read more